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Re:Interest Rate for Buying 2nd Residential Property (1 viewing) (1) Guests
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TOPIC: Re:Interest Rate for Buying 2nd Residential Property
#6899
CHONG L C (Negotiator)
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Interest rate for buying 2nd residential property 1 Year, 11 Months ago Karma: 0  
hmmm......

currently i'm still servicing my 1st residential property loan with public bank.

i approached the same loan officer for 2nd residential loan, and was informed that if i intend to get loan for another residential property, i would not eligible for BLR - 1.3% rate, but was told that 2nd loan interest rate is BLR + 0.5%...

how come? :_blink_:

but eon bank is offering me BLR - 1.5%
 
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#6913
Jay (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
I can offer u BLR-1.8. If ur loan size more than 300k, i can appeal zero entry cost for u too.
Feel free to contact me jey_lee@dventure.com.my 012-3954655

Jay
Mortgage consultant
 
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Last Edit: 2010/03/07 11:00 By General Helpdesk.
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#6916
Nichole T (General User)
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Re:Interest rate for buying 2nd residential property 1 Year, 11 Months ago Karma: 1  
Hi,

Just curious to know only. What about first property already fully paid and now applying for second residential loan? What is the rate?

Nichole
 
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#6933
CHONG L C (Negotiator)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
Jay wrote:
I can offer u BLR-1.8. If ur loan size more than 300k, i can appeal zero entry cost for u too.
Feel free to contact me jey_lee@dventure.com.my 012-3954655

Jay
Mortgage consultant



thnx Jay...! pai seh (malu) to tell u the loan amount. small fry only. LOL
 
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#6951
Jay (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
It's Ok, Lin.
If ur loan amount is above 150k i can get minimum BLR-1.6 for u also.
jey_lee@dventure.com.my
 
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#6953
Jay (General User)
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Re:Interest rate for buying 2nd residential property 1 Year, 11 Months ago Karma: 0  
Hi Nicole,

Actually u still can get the current rate if u haven't fully paid ur first property also.(need look at ur profile 1st)
Currently the rates in the market are ranging from BLr-1.6 to BLR-1.8.
But most of the bank are non zec.
I still can fight zec for u provided ur loan size is big.
Thanks
jey_lee@dventure.com.my 012-3954655

Jay
Mortgage consultant
 
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#6974
CHONG L C (Negotiator)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
Jay wrote:
It's Ok, Lin.
If ur loan amount is above 150k i can get minimum BLR-1.6 for u also.
jey_lee@dventure.com.my

my loan amount less than RM100k, cimb offer BLR-1.5..... wow...!
 
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#7004
Jay (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
Actually that rate quite standard, I got for my client which is 100k also BLR-1.5 (standard charted)
 
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#7005
Jay (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
Actually that rate quite standard, I got for my client which is 100k also BLR-1.5 (standard charted)
 
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#7044
Kong HL (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
Can explore further on Standard Chartered's Islamic Loan. I have singed up an offer three months ago, and found that it is better than BLR-1.8.
 
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#7084
Jay (General User)
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Re:Interest Rate for Buying 2nd Residential Property 1 Year, 11 Months ago Karma: 0  
If I'm not mistaken, the islamic loan that u had taken from Stan Chart offered 1st yr 1.88% fixed, 2nd-5th yr BLR-2.0 and thereafter BLR-2.2 right?
For Stan Chart islamic loan, it is a normal term loan and not a flexi loan.
 
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