Property in Malaysia for sale and rent | Buy, Rent and sell real estate and homes

Hi, I just place my Deposit, next thing is looking for a suitable housing loan.
Any Banker here?

Still under construction 10% done only
Purchase Price: 188,209
Loan amount: less than 90%
Loan Tenure: 30 years

Cuurent loan:
HP loan: RM612 per/m (40 months balance)
2 credit card: total 17k credit limit.
No others debt.

Please PM me.
Thanks!

hi ....

i'm with AIA and our rates are pretty attractive but fixed interest loans.
u hv a choice of 4.99 or 5.25 ( with or without moving costs )

tq n rgds

Anderson
AIA Insurance Agent

Hi Jack Ngu,

Looking at you Loan size required is not too high. There are a few banks will be willing to accept your application. My only concern is what will be you credit card out-standing? Reason i ask is, one of the bank criteria will lookin into your DSR, LLR and a few other requirements.

Especially your case, construction 10% - not every bank will be interested on the project unless the developer is well established.

We're Mortgage Consultant and assist our client to get the best rate and packages - with no hidden cost. Let me know if you need more information. If you really need more tips on the loan and other property matters we can meet up to further discuss.

Cheers,
Martin Lau (013-3808203)
D'Venture FlexiHome
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

I have applied for a housing loan of RM320K. Two banks, one local with many branches and one foreign with few branches, offered me equal rate at BLR minus 2.3. I am having hard time to choose either one. What do one look for when looking for loan? Can I nego for higher rate from either one? Any opinion or advice?

I have applied for a housing loan of RM320K. Two banks, one local with many branches and one foreign with few branches, offered me equal rate at BLR minus 2.3. I am having hard time to choose either one. What do one look for when looking for loan? Can I nego for higher rate from either one? Any opinion or advice?

Hi Eric,

There is an informative guide on home loans here. This should help you to be more selective in where to get your home loan. Good luck .